Paypal

[lg342]

On Pay pal do you have to have a credit card or bank account hooked up to it to be able to use it. For example: If I was sent $30 to my new pay pal account but did not have a bank account or credit card hooked up with it would i still be able to purchase something online if it cost less than $30?

[patio]

No.

[soybean]

I could be wrong but I'd bet you can do that.  I see no reason why you can't do that, as long as the purchase does not exceed $30 and the seller accepts Paypal payments.

[Wilczek]

How did you set up paypal without a bank account?  I don't like having mine linked but didn't realize you could opt out of that part.

[soybean]

How did you set up paypal without a bank account?  I don't like having mine linked but didn't realize you could opt out of that part.

Depends on what you want to do with PayPal. Since most PayPal want to use PayPal to buy things and/or sell things, they need to either fund their PayPal account by linking a bank account to it, or, for sellers, they will want to link to a bank account so that they can withdraw funds from PayPal.  So, in other words, opting out is usually not an option.

[jrwlam]

Why connect Paypal with bank ac, does it work fine with credir cards for paypal sellers or buyers?

[soybean]

Why connect Paypal with bank ac, does it work fine with credir cards for paypal sellers or buyers?

Yes, the last time I looked, PayPal accounts can be linked to either bank accounts or credit cards or, I believe, both with one source selected as primary or default. 

[sincitykid]

Be careful with Paypal. I have heard horror stories of them holding large amounts of money for months for no reason at all.

[BC_Programmer]

Be careful with Paypal. I have heard horror stories of them holding large amounts of money for months for no reason at all.

I've heard horror stories about banks doing the same thing.

Point is there are going to be detractors for everything.