so for a update to this. the dot is gone....ill explain what i did...
i started to play with the themes in win7. i first started to cycle through them all changing the colors of the bg and the pictures that win7 has and kept seeing the dot remain...
then i went to the windows themes webpage and checked out their themes, and downloaded the avatar theme, and when i activated that theme, the dot was still there. i cycled through the pictures and the dot was still there....
then i looked around the windows theme settings areas under personalize, and i saw the classic windows theme option. when i clicked that, the dot went away. i changed the background to black, click show desktop 2 times, and the dot isnt there....
so i put the theme back to win7 default, and the dot isnt there still. i restarted, still gone.
so something somewhere in the themes between win7 and classic windows got the dot to fix itself....
i hope this is a problem solved!