ATM may refer to any of the following:
1. Short for Asynchronous Transfer Mode, ATM is a dedicated-connection switching technology that organizes digital data into 53-byte cell units for transmission. ATM is capable of transmitting data at speeds of 155 or 622 MBps and faster.
2. Short of Automated Teller Machine, an ATM dispenses money from a person's account at banks. The first U.S. ATM went into service at 9:00 A.M. on September 2, 1969. The picture shows an example of what a typical ATM may look like today.
3. Shorthand for At The Moment, ATM is commonly used in chat-based communications. Below are some examples of how this could be used in chat.
I'm busy ATM.
ATM I'm watching the Simpson's.