Adding to gregory's helpful post:
It also came with an Intel Extreme Tuning program which claims it can auto-clock my processor to a safe speed. The option I am looking at specifically says: "Staying within manufacturer's limits".
An overclocking program? Stay away from those.
Will I notice a difference in performance when overclocking
In some situations, yes. In others, no.
and will it really be safe to overclock the processor?
If you ensure you know what you are doing and you stay within manufacturer's guidelines regarding voltages and temperatures, yes.
Before you begin overclocking, my golden rule is "never change anything unless you know exactly what it does, what else it affects, and what to set it to". If you don't know, research it, never change things you are at all unsure about. Research on the web first, and then ask someone that knows. I'm a lot more cautious than most when it comes to overclocking so you will get different advice from others.
No offence to anyone posting in this thread, or the forum in general, but overclocking tends to be frowned upon by many (not myself) here, for various reasons, so you may not find this forum all that much help to be honest.
Do feel free to ask for help with it though once you have researched further, I for one will be happy to help and there are others around too, such as gregory.