Any help you can give me would be greatly appreciated.
The sure thing for the moment is to use the external monitor until you can fix he cause. You need to know if your daughter did anything unusual.
There is a very slight possibility that this is a virus.
Here is something you can try. Have a friend get you a copy of a Live Linux CD. My current favorite is Linux. Mint.
Apr 6, 2011 ... Linux Mint is an elegant, easy to use, up to date and comfortable GNU/Linux desktop distribution.
www.linuxmint.com/
It will cost nothing to try. It can run from the CD in the demo mode. If the screen looks alright in Linux, we can think it is a system problem caused by a bad program. But it is still cloudy, there really is a problem with the screen.
Replacing the screen can be costly. Not cost effective considering the risk of failure. You can sell your PC for parts and use the money to help pay for a new one with a warranty.
BTW. Presently some stores offer an extended warranty that covers accidental loss. Worth investigating if you choose to buy a new PC. Will your daughter chip in?