Transfusion,
Thanks for hour input. I noticed that you are basing your remarks on actual experience. Good . So was I.
Here in the USA it is very rare for the line voltage to spike unless there is a major failure in the local distribution system. Like when a drunk smashes into a pole with 2500 volt line that falls into a 220 volt feeder. Not very often, but that would really fry your TV, PC and digital clock.
I have looked into other forums and never found a real answer to this question. Most of the answers were posted by individuals who had little experience and even less knowledge.
In any case, buying a new PSU is a sensible thing to do. The cost of a good PSU is often less than a new motherboard. And maybe the PSU is easier to trade with a friend.