Welcome back brett1974
#1..soybean is correct if leave it on pretty much 24x7 you really should consider getting a UPS that are great for power outages, brownouts and depending on the size of the battery back you can get 10+ min and if the power is not restored with in that time the ups will safely shut the PC down.
#2..If you are having to install the OS every time the you loose power I would run harddrive software to test the harddrive it may be very possible you have a bad harddrive.
#3..Even if you don't hear any noise doesn't mean the harddrive is not getting ready to fail.
Because if you loose power you should be able to start the PC back up. Windows maybe grumpy about not being shut down correctly or maybe some files in the OS may get corrupt but usually there should no reason for the PC to not start back up. For the test tool just let us know what the harddrive manufacture is and we can point you to the website to get the test tools so that can be taken out of the
Please let us know how you make out, Mike