Here in Britain, if you own a phone yourself, you can get what are called 'SIM-only' contracts. You pay monthly for voice and data and text service. My contract with Virgin Mobile costs 13 pounds, (17 US dollars) each month, and for that I get 2 GB data, 2500 call minutes, and unlimited text messages. In Europe we don't pay for incoming calls or texts. If I don't use all of the data it rolls over to the next month. My contract is a 'rolling 30-day' one, that is, I can terminate with 30 days' notice.