If your current copy shows it is activated to check
use the type here to search and type " windows activation "
Normally this will show that windows is activated with a digital license. If so you can install windows 10 of the same version to the same hardware as many times as you want.
If you are asked for a license key when re installing just select you don't have one and it will complete the install and then when connected to the internet activate with the digital license.
You can make the recovery pen drive from within windows.
From Microsoft website *************************************************************
It's a good idea to create a recovery drive. That way, if your PC ever experiences a major issue such as hardware failure, you'll be able to use the recovery drive to reinstall Windows 10. Windows updates to improve security and PC performance periodically so it is recommended to recreate the recovery drive annually. Personal files and any applications that did not come with your PC will not be backed up. You'll need a USB drive that's at least 16 gigabytes.
Warning: Use an empty USB drive because this process will erase any data that's already stored on the drive.
To create a recovery drive in Windows 10:
In the search box next to the Start button, search for Create a recovery drive and then select it. You might be asked to enter an admin password or confirm your choice.
When the tool opens, make sure Back up system files to the recovery drive is selected and then select Next.
Connect a USB drive to your PC, select it, and then select Next.
Select Create. Many files need to be copied to the recovery drive, so this might take a while.
If you ever need to use the recovery drive to reinstall Windows 10 on your PC, see Recovery options in Windows 10 for further instructions. It's a good idea to back up your files frequently because the recovery drive isn't a system image. It doesn't contain your personal files, settings, or programs.
********************************************************************************************
It is always a good idea to update the recovery drive as new updates are installed.
And a better idea is to make backups using say Easues todo backup
https://www.easeus.com/backup-software/tb-free.html