your problem is simple:
its your MSI card, ive had nothing BUT trouble out of this MSI board, and the same goes for my brothers, which is of newer technology than this one (his is a 775 socket board of a differant class, mine is a 478), AVOID MSI PEOPLE! MSI is nothing but a headache! it works fine... with some things, with most, it wont work at all... i would advise returing the MSI card if the warrenty is still good and getting another, you wont regret it