Has your computer always been this way? Or did it start recently?
Do you experience any problems outside of games (such as watching videos or playing music)?
How much memory does your video card have?
If you would, list all the programs usually running at any given moment on your computer, including anti-virus, firewall, bit torrent or other p2p programs, messengers, etc.
What resolution(s) are you running your games at?
Honestly, I'm a little stumped. Given your specs, these games should even phase your system. I'm sure there's something somewhere I'm just overlooking
It's been a long time since I've used an nVidia card. I'm not sure how their options tool has changed. Perhaps Patio or someone familiar with it could suggest settings for that.