you can find your NTLDR file on your disk as is- in command prompt-
C:\>dir C:\NTLDR /a
Volume in drive C is BOOTDISK
Volume Serial Number is 7C47-B92D
Directory of C:\
05/13/2008 07:05 PM 250,048 NTLDR
1 File(s) 250,048 bytes
0 Dir(s) 177,941,413,888 bytes free
of course your results will differ somewhat, but the file is there- you could just copy the file directly from the HD to the floppy, instead of the CD.
Yes, NTLDR is stored in the root directory of the boot drive, in fact it has to be, since it performs a similar function as DOS's IO.SYS and MSDOS.SYS (and PC-DOS's IBMBIO.COM and IBMSYS.COM), which is when the boot-loader first starts up. At that point, it doesn't "understand" folders, and so can only run the rest of the OS boot process if the appropriate file is in the root directory.
I'm not sure if you are aware, but you are spelling it as NTL.DR, where in fact it contains no extension, so it is just "NTLDR", I'm not trying to be pedantic, it's just you won't find a NTL.DR file on your disk, or anywhere for that matter.
In any case- you've got the syntax down pat, and so should have no problem copying back and forth from a floppy to replace NTLDR. one question remains, how exactly will you access the floppy before the machine boots? Copying NTLDR to the floppy doesn't make it bootable, and in fact chances are you'll need to use recovery console (from the CD) to gain access to the drive and thus copy NTLDR over to it.
I know I chould just use the repair fuction on the win xp CD but I am just thinking of diferent was to do the same thing.
I think you should now be able to perform this "back-up" type of system-proofing, but NTLDR is very rarely, if ever corrupted. And anything that DOES corrupt NTLDR would likely have also corrupted other system files. Besides, you'll need to use Recovery Console to copy NTLDR from the Floppy/CD anyway,and unless you install it as a boot option using "setup /cmdcons" for windows setup, you'll need to boot it from the CD anyway, so it just seems smarter to use the repair functionality since it will replace any and all corrupted system files.