I have found the problem...a driver that i installed for a new network adapter actually had a malicious code that basically ate thru my files like a "worm."..i do want to say thank you for all of your help.
FYI if you get a Belkin network adapter, router, or PCMCIA card make sure you download the driver from the internet. the driver that comes with the contains a "virus" like code that can damage your hd.