These are not free, but they are reasonable.
They are customizable and you're not limited in design like you would be if you were to use free templates.
My advice would be to spend a few bucks and get the design you want. Never settle for anything less.
Of course, it's your decision.
The link above has already been edited to narrow the results for these templates. I did a search for "flash templates personal pages". Maybe you'll find something you like.