If you're not going to use it for gaming, you're probably not going to notice any kind of difference between the two processor speeds. If the difference in price is more than $30-$50, go with the slower/cheaper one. You may, however, notice a difference if you don't have enough RAM. Try to get at least 2GB RAM in your computer.
As for the other question..... I'm not sure what the sales rep was talking about. Can you clarify any? or is that exactly what he said? I'm wondering if he was trying to scare you into buying something more expensive.