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You have a Dell running Vista. Apparently it is out of warranty or you would have made contact with Dell. You have had this computer long enough that you should have made backups of you personal material. If not, you need to find a friend that has a computer that can help save personal files.
The option
dell factory image resore
Will indeed erase you personal data from the drive and bring you back to day one.
You can remove your hard drive from you machine and 'slave' it on your friends machine. He then can copy you personal stuff to DVDs that you can use later to reload your stuff.