Thanks for the replies, but in no way am I gonna consider buying a pre-built PC. I'm merely looking to upgrade.
I checked the temps and I have 68°C max on both GPU and some of the CPU cores. If voltage matters - I'm stable at 1.34.
Didn't lower the OC just yet because I realised I think I've encountered the jitter before - maybe low RAM frequency? Idk.
Although I do very often in intensive games see 100% CPU usage and very low GPU usage, don't know what to make of that.