Prior to this happening, I unplugged the monitor, keyboard, mouse, and speakers. My wife decided it was time to rearrange our furniture, when I plugged everything back in, that is when the problem started.
I have tried to bring it up in safe mode, by tappiong the F8 key mentioned in your forum, but it still comes back to the XP user screen, and no users are shown.
I hope this helps explain the problem better. By the way, I am using my laptop currently.
THanks,