512 bytes is default sector size. A cluster is one or more sectors.
Default values that Windows NT/2000/XP uses for NTFS formatting:
Drive size
(logical volume) Cluster size Sectors
----------------------------------------------------------
512 MB or less 512 bytes 1
513 MB - 1,024 MB (1 GB) 1,024 bytes (1 KB) 2
1,025 MB - 2,048 MB (2 GB) 2,048 bytes (2 KB) 4
2,049 MB and larger 4,096 bytes (4 KB) 8
However, when you format the partition manually, you can specify cluster size 512 bytes, 1 KB, 2 KB, 4 KB, 8 KB, 16 KB, 32 KB, 64 KB in the format dialog box
Larger cluster sizes give better performance but means that if you have lots of small files you will waste disk space.