Hello all, I just wanted to let you know that I have it fixed.
I had my IT guy look at it and he changed one setting and it is all back to normal now.
He did the following:
1) Click START | CONTROL PANEL | ACCESSIBILITY OPTIONS
2) DISPLAY tab, UNCHECK "Use High Contrast"
Apparently I must have set the system to High-Contrast mode somehow. He thinks it was the shortcut keys I may have hit while typing that caused it. So he disabled the shortcut key so it won't happen in the future.
Thanks for all your help and I hope this helps anyone else who has the same problem!