First of all, it's time to get a new computer... have you run Scandisk lately? Have you changed any settings in the BIOS?
It can only go as far as Staring Windows 95 and go nowhere else.
It cannot complete its startup and only runs in safe mode
How could it get into safe mode if it doesn't get past Starting Windows 95...? Do you have any antivirus? If you do, try scanning for viruses. That's about all I can suggest.
-John