reaper_tbs, are you using a commercial, i.e. not free, web hosting service for the website on which you want to put a forum? If so, take a look at the control panel, sometimes called cPanel, for your website. Your hosting service should have sent you some info about logging onto a cPanel when you created your account with them. If not, visit their website and review the features associated with your account. Many hosting services have their own support forum, which can be very helpful.
If you have a cPanel, find out exactly what features/options are available there. Many hosting services provide forum software as part of the hosting package and you can easily install it from the cPanel; actually, the cPanel would lead you to another screen where you can simply click on a button to install a forum. This may not be an SMF forum; it may be phpBB or something else but it's going to be, by far, the easiest way to install a forum.