If it isn't the wife, it's the kids who somehow manage to change the password. Always someone else.
My neighbour over the street, a very nice guy as it happens, once said to me, "Hey, you know about computers. Do you want a little job?" He told me his kids ( They are about 5 and 8 ) had changed the password on his Sony Vaio. He said he would pay me to fix it for him. He figured I could find the solution on the Web. Well, I said "Hang on to it, I'll let you know in a day or two." I found out the easiest quickest way was to take it to a Sony dealer along with proof of purchase. The freezer won't do it. Removing the Cmos battery no good either. Secret backdoor passwords are an urban myth. I told him this, and he said "Thanks, man". An Ok guy. He did play his car stereo VERY LOUDLY when he came back late at night, but that's about all.
About 2 months later I saw his face staring out at me from the front page of our local newspaper. "Stolen Computers and Drugs Haul". Police had gone into his house and found an Aladdins cave of car stereos, laptops, DVD players, 4 flat screen TVs, 26 cell phones, over a pound of marijuana, amphetamine, illegal steroids, his sister was running a brothel in the house, his BMW had fake plates. He's doing 5 years in jail right now. I am SO glad I didn't help him!
I just trawled the web for stuff about BIOS passwords. My roomie, my sister, my kids, my cousin, my ex girlfriend, my son, my daughter, a guy I lent it to... It's quite hard to "accidentally" change it...