I'll try to pick up where Patio left off. I once was motivated to read a book entitled "The wealthy barber". It was written with the principal objective to make everyone that read it very,very,wealthy. (borrowed it from a public library) The basic principal,as i remember it, was that you got rich by sponging off everbody you could. For example your "roof over your head" was someone elses house that you house sat while they went on a trip or whatever. If you did make any income ensure it was always below a level that would not generate income tax. Get the drift? Now if we have a total society like that (which the author proposed should be everyones objective). I have only one question--- who pays the freight? truenorth