I use Allstate Insurance, but I really like Progressive right now.
Yesterday, I talked with a claims adjustor to assess the damage to my car. It's officially totaled, which means I have to pay a small fee to not have it automatically sold to a salvage company. (It's perfectly drivable; the car just isn't worth much, so any real damage totals it.
)
The $59 charge will come out of my compensation payment, which will apparently come out to a little over
$900.00 USD.
Replacing the damaged bumper (shocks are gone) will cost about $100 if I install it myself (not so hard), leaving $800. After this, I will split the money 50/50. Half will go into a savings account for college, the other half into my checking account for miscellaneous things I need (like gas, couple of dates with my girlfriend*, etc.
)
Story gets better: In about 6 months, I get a Pain and Suffering check for the scar the glasses put above my eye. If the scar is still there after 6 months, I get even more money. Total payment for the damage will be over $1,000.
*HUGE need!!!