Much like a phishing, a smishing message appears to be from a legitimate source, asking for personal or financial information by requesting you visit a website or call a phone number. Often a smishing message give a sense of urgency such as an account being deleted or an ATM card being suspended.
Some tips to avoid being a victim of smishing include:
- Do not reply to the text message. Similar to responding to a spam e-mail, this verifies the phone number is active and will result in more smishing messages being sent. Instead, it is better to contact a company or bank directly if there is any question regarding your accounts.
- Do not go follow any website links or call any telephone numbers listed in the text message. Again, it is better to contact a company or bank directly with any questions.
- Look for suspicious features of the message. If it is requesting any information or has a sense of urgency about responding, it is likely to be a smishing attempt. It also is likely to be from an unknown or suspicious phone number.